How Early Can You Apply for a School Loan?

When to apply for a school loan is something that many people must consider. Like most things, school loans have deadlines, so it is best to apply for a school loan as early as possible. So if you're college bound, or even considering higher education, you may want to think about researching possible school loan or scholarship options.

Start Early!

Many financial and college advisors suggest applying for a school loan as early as your junior year of high school. The point is, it's never too early to start. And if you start early and make the most of your time, you might even come across a suitable scholarship that you never knew existed!

What's the First Step?

Most people begin the school loan research process online. This is a quick way to sort through your options and figure out which school loan is right for you. Once you've got a list of possible options, you can discuss how to apply for a school loan with your college's financial aid office. Typically, applying for a school loan involves first filling out a FAFSA (Free Application for Federal Student Aid) to determine eligibility.

To make the process as simple and painless as possible, and to guarantee that you'll receive financial assistance before the school year begins, apply for a school loan early!


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