Can I make payments on a federal unsubsidized student loan in default?

You can rehabilitate a federal unsubsidized student loan after it has gone into default. First, contact the Department of Education to discuss your rehabilitation options. You will learn about the process, which includes making at least six on-time payments in full within a short period. It does not matter whether your loans are subsidized or unsubsidized; the federal student loan rehabilitation program is open to anyone with a federal student loan in default. This process will save your credit and restore your eligibility for federal loans in the future. 


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