Unsecured Personal Loans

Unsecured personal loans give people access to the cash they need without having to produce any type of collateral in the process. This type of loan can require a fairly stringent application process, but does have some potential perks. Unsecured personal loans are typically given in small amounts, $10,000 or under, and will require fairly good credit to qualify for. For those who do, these loans can be used at a borrower’s discretion and will generally cost less in interest payments than standard credit cards.

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$50,000 Unsecured Loan Guide

A $50,000 loan limit is classified as a large personal loan by most lending standards. Typically, large personal loans are secured against an asset... »

5 Factors that Determine Your Unsecured Personal Loan Interest Rate

Getting an unsecured personal loan can provide you with cash for any number of things. The rates for these loans, like any other loan,... »

The Lending Criteria for Unsecured Personal Loans

Understanding the lending criteria for unsecured personal loans can help you when you apply for a loan. Getting approved for this type of loan... »

The Dangers of Defaulting on an Unsecured Personal Loan

An unsecured personal loan is issued without collateral. These loans are considered high risk to lenders because there is no guarantee against default. As... »