The Credit Requirements of Cash Advance Loans

The requirements in obtaining a cash advance loan vary from lenders but are usually standard. Generally, the lenders would require some personal information. These include a form of ID which verifies that the borrower is over the age of 18 years old and a contact source such as a valid email address or phone number. The financial portion of the requirements include a checking account with direct deposit capabilities, a recent checking account statement, a verifiable source of income, a recent pay stub, and any other information required by the state. The means of obtaining a cash advance loan may be done either online or in person at a cash advance loan center. Online cash advances can be made from the comfort of your own home.

As an additional convenience, fax-less online applications are also available now. Due to the processing time online, the amount of money you request will appear in your account on the next business day if it's approved by 8:00 p.m. est. If the application is submitted after 8:00 p.m., the next business day will be used for the approval process. Once approved, the money will appear in your account on the following business day.


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