Secured personal loans are instruments that provide borrowers with access to the funding they need for a variety of reasons. This type of loan will require borrowers to put up collateral to lessen a lender’s risk. In the event of default, the collateral can be sized in place of payment. While secured personal loans can require collateral to cover repayment on default, they can deliver some benefits over other lending options. This type of funding, for example, will typically provide lower interest rates than credit cards and will likely have fixed terms.

Need Cash Now? Get a Cash Advance

Pros and Cons of a Pawn Shop Loan

A pawn shop loan can get you access to money when you are in need of it. This type of loan carries with it... »

What Is a Pawn Shop Loan?

A pawn shop loan is available at most pawn shops across the country. To get this type of loan, you are going to need... »

Fast Track Secured Consolidation Loan Approval

A secured consolidation loan can be fast tracked for approval through these steps. A secured consolidation loan requires some collateral or form of backing... »

Benefits of a Savings-Secured Loan

A savings-secured loan can have many benefits. A savings-secured loan is a loan that allows you borrower against your savings, while never withdrawing or... »