How to Get a Cash Advance in One Hour

At some point, you may need to get a cash advance in one hour. Cash advances are one of the only types of loans that can actually accommodate this demand for money so quickly. Here are the basics of how to get a cash advance in one hour.

Locate a Lender

The first thing that you will have to do is locate a lender that can provide one-hour cash advances. You will have to find a cash advance merchant in order to get this type of loan, and not all cash advance merchants offer one-hour loans. Therefore, you may have to look at a few different lenders before you find one. Open the phone book and check out the local cash advance merchants in your area first. They may have something in their ads about one-hour programs, or you may have to call around.

Another way to find one-hour cash advances is to look online. There are many online lenders that offer instant approvals and one-hour cash advances. You should be able to find a lender online that can provide this type of loan program for you.


After you find a lender that offers one-hour cash advances, you need to complete the application process. The application process for most cash advance lenders is typically very simple. In most cases, you can complete the application in less than 20 minutes. They will require you to provide them with some very basic information. You will have to provide them with your name, address, phone number, Social Security number and an alternate contact. If you are applying online, you can fill out the application form on the lender's website and submit it.

Provide Collateral

In some cases, you may be required to provide some sort of collateral before the loan can move forward. For example, there are some cash advance merchants that require you to give them a post-dated check in the amount of the loan plus the fees. Then, when the date comes, they will cash the check and get reimbursed for the loan. Other loans may require a car title or something comparable to secure the loan. Check to see if they are going to need any collateral during the application process. This will not apply to online lenders because there is no way to deliver the collateral to them.

Wait for Approval

In most cases, the approval process is very quick. With a one-hour cash advance, it will be almost instantaneous. They might call to verify your employment or take a quick look at the collateral. Then they will notify you that you have been approved for the loan.


Once you are approved for the one-hour cash advance, your money will be transferred directly to you. They will require your banking information and will wire the money into your account. They should be able to complete this within the hour and get you the money that you need.

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