What is a store charge card?

A store charge card is a private label charge card issued through a retail outlet. Retail establishments will often offer incentives to entice individuals to sign up for this type of account. Once you have a charge card, you can then use that card when making purchases from the retail outlet. Once you have made a purchase, you will have to repay your debt within a month. This is not like a retail credit card with which you are allowed to leave a balance on the card. You will also have to pay fees to use this card.

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