What are the requirements for a no-ratio loan?

One of the biggest requirements when trying to apply for a no-ratio loan is that you must have a solid credit history. Every lender will be different when it comes to determining what credit score they deem acceptable. In addition to having a good credit score, you will need to come up with a certain amount of money for a down payment on the property. The lender will still most likely have a maximum loan amount that they are willing to work with, which means you will have to come up with the rest of the money.