What are the benefits of a no-ratio loan?

One of the major benefits of using a no-ratio loan is that you can get approved even if you have a high debt load. With most loans, if your debt ratio is too high, you will not be able to get access to the money that you need. Another benefit of this type of loan is that you can get approved even if you have difficulty documenting your income. For example, if you are self-employed, you may be paid irregularly, and it could be difficult to find a lender to work with. With no-ratio loans, this will not be important.