A home loan is lending vehicle pursued by individuals who are intending to either purchase or improve real estate. There are a number of different home loan choices that can be applied for, depending on personal circumstances. Each type of loan will cost borrowers money in the form of interest during the repayment process. In most cases, a home loan is written for a term of 30 years with interest payments capitalized over the course of the term. Loans for homeowners range from those designed to nearly or totally fund a purchase to equity loans that can help a current homeowner make repairs, consolidate debt or pay for other pursuits.

Short Sale and Foreclosure Compared

If you are trying to decide between a short sale and a foreclosure, there are many details that you need to pay attention to.... »

How Long Does Homeowners' Title Insurance Last?

There are two types of homeowners' title insurance. One protects the mortgage company, and the other protects the homeowner. The amount of coverage and... »

How to Get the Best Construction Loan Rates

The key to getting the best construction loan rates lies in choosing the best loan option for your situation. You have choices between a... »

2 Reasons Hard Money Construction Loans Are a Bad Idea

A hard money construction loan is often an easy and quick way to obtain financing. As with most things in life, the easy and... »

More Articles in Home Loan

Short Sale and Foreclosure Compared How Long Does Homeowners' Title Insurance Last? How to Get the Best Construction Loan Rates 2 Reasons Hard Money Construction Loans Are a Bad Idea 4 Questions to Ask Construction Loan Lenders Will title insurance help pay for legal fees against a claim to my property? Why should I get title insurance? How to Spot Title Insurance Fraud How much does title insurance cost? How long does title insurance coverage last? How are my title insurance premiums calculated? Do You Need a Title Insurance Lawyer? Can a bank force me to get title insurance? 3 Reasons to Get an Owners Title Insurance Policy What Is Title Insurance, and Why Should You Care? Pros and Cons of Renovation Loans How to Pay a Mortgage Off Early What are the consequences of defaulting on a carryback loan? How do you qualify for a carryback loan? What Is a Carryback Loan? Can you get a no-ratio loan with bad credit? What are the requirements for a no-ratio loan? What are the benefits of a no-ratio loan? When Should You Join the NINA Loan Program? How Do You Qualify for a NINA Loan Program? What Is a NINA Loan Program? What are the benefits of the Indian Home Loan Program? What are the requirements for the Indian Home Loan Guarantee Program? What Is the Indian Home Loan Guarantee Program? Can you get a foreclosure loan with bad credit? What are the drawbacks of a foreclosure loan? How Do You Qualify for an FHA Streamline Loan? When should you get an FHA streamline loan? What are the advantages of a renovation loan? What is the 203k renovation loan program? Overview of Renovation Loans How do you sell a property with an upside down mortgage? What government help is available for an upside down mortgage? How do you refinance an upside down mortgage? What is an upside down mortgage? What happens if you default on a piggyback loan? How do you qualify for a piggyback loan? What is the difference between private mortgage insurance and piggyback loans? What are the advantages of a package loan? When should you use a package loan? Can you get a wrap around mortgage with bad credit? When should you use a wrap around mortgage? What's the difference between due-on-sale clauses and demand clauses? What is the best way of dealing with your due-on-sale clause? What are the average fees for bridge loans? What is a tax credit bridge loan? Which types of loans are assumable? What are the assumable loan requirements? How can you avoid the due on sale clause of a wrap around mortgage? What documents do you need in a wrap around mortgage agreement? How Can You Avoid Wrap Around Mortgage Foreclosure? How Do You Calculate the Yield on a Wrap Around Mortgage? How to Stop Foreclosure Using Right of Redemption Laws What Is an Amortized Loan? Mortgage Loan Income Calculations Pros and Cons of Paying Off a Mortgage Early Guide to Swimming Pool Financing Swimming Pool Loans 4 Tips for Financing a Swimming Pool Advantages of Portfolio Lenders Buying a Home after Bankruptcy What Is a HUD Assignment? Money for Retirement: Reverse Mortgages for Seniors How to Choose a Reverse Mortgage Lender 3 Important Questions to Ask Reverse Mortgage Brokers Reverse Mortgage: Age Considerations Tips For Contesting Non-Judicial Foreclosures in Court What Is a Mortgage Subordination Agreement? What Is a Mortgage Promissory Note? Do You Qualify for Mortgage Forgiveness? Mortgage Forbearance Explained What Is Mortgage Counseling? 3 Assets You Can Use as Mortgage Collateral How to Contest a Judicial Foreclosure How Does a Reverse Mortgage Work? What Is Equity Stripping? What Happens to Your Mortgage when Declaring Bankruptcy? Balloon Payments Defined What are the different types of cashback mortgages? What fees are associated with cashback mortgages? What are the benefits of a cashback mortgage? The Basics of a Cashback Mortgage 8 Scenarios in which Quitclaim Deeds Are Required What Are Quitclaim Deeds? 5 Reasons to Keep the Home during a Divorce What Happens to a Home during Divorce? The Mortgage Divorce Buyout Process Explained What Is a Divorce Buyout? Buying Out a Mortgage from Your Spouse: 3 Common Questions Where Should You Apply for an FHA Title 1 Loan? What Repairs Will an FHA Title 1 Loan Cover? What is the credit score requirement for FHA Title 1 home improvement loans? Home Ownership: The Next Steps Building Home Equity: 4 Tips Avoid Late Mortgage Payments Budget Planning for First-Time Homeowners Life as a New Homeowner Mortgage Closing Costs Explained What Happens During the Home Inspection? Defining a Mortgage Prepayment Penalty Mortgage Escrow Explained Mortgage Rate and Points Explained The Importance of Your Mortgage Down Payment Outlining the Mortgage Process Subprime Mortgage Lending and First-Time Home Buyers Avoiding Mortgage Mistakes Getting Home Loans Online First-Time Home Buyer Programs Federal Home Loan Options Adjustable vs Fixed Rate Mortgage How to Find a Mortgage Loan to Fit Your Needs How to Choose a Real Estate Agent 4 Features to Consider before Buying a Home Looking to Buy a House? Home Hunting Basics Finding an Affordable Home Home Loans and Credit Scores Are You Ready to Buy a Home? A Self-Assessment Who Should Buy a Home? 3 Resources for First-Time Home Buyer Assistance Rent or Buy? Matching Your Goals with Your Lifestyle The Benefits of Owning a Home First-Time Home Buyer's Guide Buying a Vacation Home vs Investment Property 3 Questions to Ask before You Buy a Vacation Home 3 Common Mistakes when Purchasing an Investment Property Using a Home Equity Loan to Purchase a Second Home Why Mortgage Rates Are Higher on Second Homes Rental Property Loan: 4 Requirements 4 Tips for Getting an Investment Property Loan 3 Reasons Lenders Scrutinize Investment Property Loan Applications The Pros and Cons of Home Downsizing Considering Downsizing Your Home? 4 Common Questions How to Get the Best Loan when Downsizing Your Home How to Rent Out Your House Should You Rent or Sell Your House? 4 Common Investment Home Purchase Mistakes 4 Tips when Buying an Investment Home Establishing Your Primary Residence when Buying a Second Home Want to Upgrade to a New Home? Buy First; Then Sell Are You Ready to Buy Another Residential Property? How to Avoid Capital Gains Tax What Is a Self-Directed Installment Sale? What Is a Charitable Trust? What Is a Deferred Sales Trust? What Is a 1031 Exchange? What Is Structured Sale Annuity? Short-Term and Long-Term Capital Gains Compared How to Reduce Capital Gains Tax on a Home Sale Capital Gains Tax Explained How to Negotiate the Payment of Settlement Costs 2 Reasons Sellers Pay Settlement Costs Sellers and Closing Costs Selling Your Home: Taking Back a Second Mortgage Comparing Permanent and Temporary Mortgage Buydowns How Home Sellers Compete with Home Builders Selling a House in a Buyer's Market Selling Your House: A Guide Using Your 401K to Prevent Foreclosure What is Foreclosure by Power of Sale? The Tax Consequences of Foreclosure Bankruptcy vs Foreclosure Buying a House after Foreclosure What is Strategic Default? 3 Reasons to Consider Strategic Default What is Mortgage Equity Withdrawal? Interest-Only Mortgages from an Investor's Perspective Mortgage Elimination Scams Explained Mortgage Lending Criteria for First-Time Home Buyers How to Read a Lease Purchase Contract How to Lease-Purchase a Home Paying Real Estate Taxes on a Rent-to-Own Purchase How to Identify a Rent-to-Own Mortgage Scam What is the Second Lien Modification Program (2MP)? Understanding Your Mortgage Statement Non-Participating Loan Servicers in the Making Home Affordable Program (MHA) What Is a Loan Servicer? What Is a Junior Lien Mortgage? Home Affordable Modification Program (HAMP) Eligibility Requirements What Is the Home Affordable Foreclosure Alternatives Program (HAFA)? How to Apply for a Loan Modification under HAMP How Does a HAFA Short Sale Work? How Does a HAFA Deed-in-Lieu of Foreclosure Work? Home Affordable Foreclorsure Alternatives Program (HAFA) Consideration Explained What to Do if You Are a Victim of a Foreclosure Rescue Scam 3 Tips to Avoid Foreclosure Rescue Scams What Types of Buyers Choose the Rent-to-Own Option? Finding the Right Rent-to-Own Lender Rent-to-Own Your Home: The Pros and Cons 3Tips for Tenant-Buyers with a Lease to Purchase Option Lease-Purchases and Rent Credit Explained 3 Reasons to Avoid Private Rent-to-Own Deals Lease-to-Own: Sellers Beware What Is a Lease-to-Own Purchase? Lease-Purchases for Sellers Lease-Purchases: The Importance of a Real Estate Lawyer Lease-Purchases: Dangers to the Buyer Backing Out of Lease-Purchase Agreements: The Consequences Considering a Lease with an Option to Purchase? 4 Common Questions The Costs of Standard and Lease-Purchase Mortgages Compared When Is a Lease-Purchase a Good Option? 5 Provisions of a Lease-Purchase Program Lease-Purchase and Lease-Option Compared 3 Tips to Make a Lease Option Work for You What High Mortgage Delinquency Rates Can Tell You about the Mortgage Industry Mortgage Loan Delinquencies Explained How Lenders Are Reacting to Subprime Mortgage Delinquency Rates How Commercial Mortgage Delinquencies Affect Residential Mortgage Loan Rates 4 Common Factors that Contribute to Increased Mortgage Delinquencies and Foreclosures How Subprime Mortgage Delinquencies Can Affect New Home Buyers How the Recession Has Affected the Subprime Mortgage Delinquency Rate What Is the Definition of Mortgage Delinquency? Mortgage Delinquency Assistance for First-Time Homeowners 5 Steps to Recover from a Delinquent Mortgage 4 Tips to Avoid Mortgage Delinquency What Mortgage Loan Delinquency Means for Your Credit Rating 4 Causes of an Increasing Residential Mortgage Delinquency Rate How the Mortgage Delinquency Rate Affects the Real Estate Market A Guide to Mortgage Delinquencies Obtaining Manufactured Home Loans Using the Title I Program How Previous Credit History Impacts a Mortgage Loan Decision GMAC Home Loans Evaluated 4 Common Factors that Affect Your Mortgage Loan Decision How to Qualify for the First-Time Home Buyer Tax Credit Getting Low Interest Home Loans by Boosting Your Credit Understanding Your Home Improvement Loan Options What Is a Prepayment Risk? 4 Tips to Avoid Mortgage Loan Delinquency Loan Servicing Fraud Explained 4 Proven Strategies to Keep Your Mortgage during an Economic Crisis 4 Examples of Foreclosure Fraud Mortgage Loans: Understanding Property Value How Long Does the Foreclosure Process Take? How Interest Rate is Determined for a Joint Mortgage What is a Due-on-Sale Clause Assumable Mortgages Explained The Benefits and Pitfalls of a Graduated Payment Mortgage Loan Loan Information: What is the Rule of 72s? Loan Information: What is the Rule of 78s? What is Mortgage Discrimination? 3 Signs of Mortgage Discrimination What is a Package Loan? 4 Situations a Package Loan Can Benefit a Home Buyer 4 Predatory Lending Laws that Protect Home Buyers Can You Get a Mortgage without a Down Payment? What are the Fees Associated with Mortgage Servicing? What is Mortgage Servicing? How the Mortgage Debt Relief Act Benefits Homeowners What is the Mortgage Debt Relief Act? 4 Reasons to Choose Loan Modification over Bankruptcy What Happens to Your Mortgage Loan when the Lender Changes Ownership? The Advantages and Disadvantages of an Equity Release Option What is Equity Release? 5 Things that Can Delay the Closing of a Loan Refinancing and Loan Modification Compared 3 High Risk Mortgages to Avoid What is a High Risk Mortgage? How to Repair Your Credit after Foreclosure 50 Year Mortgages Explained The Pitfalls of a 50 Year Mortgage Comparing the Costs of Loan Modification and Short Selling The Average Cost of a Home Appraisal How to Complete an First Time Home Buyer Grant Application 4 Mistakes Borrowers Make when Applying for a No Doc Home Loan The Disadvantages of No Doc Home Loans The Advantates of No Doc Home Loans The Disadvantages of a Temporary Mortgage Buydown The Benefits of a Temporary Mortgage Buydown What Happens to Your Home Loan if the Lending Bank Fails How Loss Mitigation Can Save Your Home Loss Mitigation and Foreclosure: What You Should Know Loss Mitigation Negotiation Tips Loan Problems: What Is Loss Mitigation? 4 Myths about Loan Modifications 3 Reasons to Choose Loan Modification over Short Selling How to Identify a Loan Modification Scam 5 Things You Can Do to Speed Up Loan Modification Processing Understanding the Loan Modification Process 5 Loan Modification Negotiation Strategies 3 Reasons to Choose Loan Modification over Foreclosure What Will a Loan Modification Cost You? 4 Things Loan Modification Companies Don't Tell You 5 Things That Can Harm Your Loan Modification Application How to Get Approved for a Loan Modification If You Are Unemployed What to Do If You've Been Denied for a Loan Modification 5 Reasons Your Loan Modification Application Can Be Denied 5 Steps to Prevent Your Credit Card Company from Increasing Your APR What to Include in a Hardship Letter When Applying for a Loan Modification The Importance of a Good Hardship Letter When Applying for a Loan Modification How to Get a Loan Modification on Your Own 3 Benefits a Foreclosure Consultant Can Provide Should You Hire a Foreclosure Consultant? 3 Mistakes Homeowners Make during Foreclosure The Federal Loan Modification Program Explained Housing Grants for Women Explained 3 Reasons to Do a DIY Loan Modification The Risks of a DIY Loan Modification The Benefits of a DIY Loan Modification What Is a DIY Loan Modification? How Credit Standards Have Changed in ourSlow Economy Comparing the Costs of Foreclosure and Loan Modification 5 Proven Strategies to Shop for a Mortgage Rate Negotiation Tactics for a Mortgage Loan Home Mortgage Application Errors that Must be Corrected How to Correct Errors on Your Home Mortgage Application Joint Mortgage Protection Explained 5 Questions a First Time Home Buyer Should Ask the Homeowner Association The Pros and Cons of Buying Your First Home on the Internet How to Deduct Taxes on a Joint Mortgage How Negative Equity Impacts a Tax Lien What to Ask When you are a First Time Buyer Why a Mortgage Loan Debt Consolidation is a Good Idea Understanding the Mortgage Industry in a Slow Economy Averting an FHA Loan Forclosure: 5 Emergency Tactics How to Get Out of an Upside Down Mortgage How to Own a Home with a Tight Budget When to Get a Reverse Mortgage 5 Mortgage Expenses to Expect Do I Need Money in Savings to Buy a Home? Should You Pay Off Your Mortgage Early or Invest the Money? How a Divorce Affects Your Mortgage Loan? 5 Tips to Minimize Delays in Your Home Mortgage Application Who Pays for a Joint Mortgage Loan after a Divorce? Advice for First Time Home Buyers Looking for a Joint Mortgage The Pros and Cons of Buying a Model Home How the Judicial Foreclosure Process Works What to Do if a Co-Borrower on a Joint Mortgage Dies Who Pays for a Joint Mortgage Loan after a Separation? 3 Tips when Refinancing a Joint Mortgage How to Buy a Co-Borrower Out of a Joint Mortgage Joint Mortgages: What to Do When the Co-Borrower Stops Paying What Happens when a Joint Mortgage is in Default? Is Applying for a Joint Mortgage during a Slow Economy a Good Idea? How to Qualify for a Joint Mortgage 3 Disadvantages of a Joint Mortgage 3 Advantages of a Joint Mortgage How to Convert a Joint Mortgage into a Standard Mortgage Who is the Primary Borrower for a Joint Mortgage? How to Remove a Name from a Joint Mortgage How a Divorce Affects a Joint Mortgage What First Time Home Buyers Should Know about Joint Mortgage and Ownership How to Get Out of a Joint Mortgage How Bankruptcy Affects a Joint Mortgage What is a Joint Mortgage? Comparing the Pros and Cons of Joint Mortgages 3 Benefits of a First Time Home Buyer Grant What are First Time Home Buyer Grants? 3 Tips for Saving for a Down Payment What First Time Home Buyers Should Look for in a Home Appraiser 3 Tips for First Time Home Owners in Danger of Foreclosure 3 Mistakes First Time Homeowners Make when Remodeling Tips for the First Time Home Buyer: Pros and Cons of Purchasing a Short Sale What First Time Buyers Should Look for in the Final Walk-Through Tips for the First Time Home Buyer: Older Home vs. Newer Home First Time Home Buyer Tip: How to Price Your Offer How to Claim the First Time Home Buyer Tax Credit Tips for the First Time Home Buyer: How to Know When You Are Ready Tips for the First Time Home Buyer: Negotiating Like a Pro How a Real Estate Agent Can Help First Time Home Buyers Tips for the First Time Home Buyer: 5 Questions to Ask the Neighbors Tips for the First Time Home Buyer: Older Home vs. Newer Home First Time Home Buyer Tip: How to Price Your Offer How First Time Homeowners Avoid Buyer's Remorse How First Time Home Buyers Determine How Much They Can Afford Down Payment Assistance Options for First Time Home Buyers 3 Benefits FHA Loans Offer First Time Home Buyers Why Patience Can Benefit the First-Time Home Buyer First-Time Home Buyer: What to Include in Your Mortgage Application 3 Common Mistakes First-Time Home Buyers Make First-Time Home Buyer: 3 Questions to Ask a Mortgage Broker How Long Will it Take to Buy Your First Home? 3 Reasons to Buy a Home instead of Rent How is the Amount of the First Time Home Buyer Tax Credit Determined? Eligibility Requirements for the First Time Home Buyer Tax Credit What is the First Time Home Buyer Tax Credit? 4 Steps to a Smooth Foreclosure 3 Reasons a Rent-to-Buy Program Is a Bad Idea 3 Tips to Saving on Closing Costs Move or Renovate? 3 Factors to Consider when Making the Decision 3 Home Financing Options for Subprime Borrowers 3 Mistakes that Put Homeowners in Danger of Foreclosure 3 Common Mistakes when Purchasing a Foreclosed House 5 Common Mistakes When Making a Short Sale How a Defaulted Student Loan Affects Your Mortgage Loan Application Buying and Selling a Home for Novice Homeowners The Disadvantages of a Mortgage Buy Down The Benefits of a Mortgage Buy Down What is a Mortgage Buy Down? How to Negotiate Low Closing Costs 4 Scenarios when Stated Income Home Loans Can Benefit the Lender 3 Reasons Stated Income Home Loans are Risky How Negative Equity Affects Foreclosure What is Negative Equity? How a Credit Bureau Dispute Can Affect Your Home Loan Application How to Use Your Home to Finance Higher Education Using a Good Faith Estimate to Find the Best Loan for You The Tax Benefits of Becoming a Homeowner How to Make an Offer on a Home 3 Things to Know before Making an Offer on a Home 3 Things to Consider when Applying for a Home Loan in Another State 4 Strategies to Keep Home Loan Payments Bearable 3 Mistakes First Time Homeowners Make when Choosing a Loan 3 Tell-Tale Signs of Mortgage Scams Pre-Approved for a Home Loan? The Next Steps A Guide to Understanding the Home Loan Process Home Loans for a First Time Buyer: 3 Questions to Ask Mortgage Advice for Buyers Looking for a Starter Home How to Get a Home Loan as a First Time Buyer Home Loan Advice for the Low-Income Borrower 3 Helpful Tips to Make Your New Home Purchase Go Smoothly Mortgage Loan and Debt Consolidation: How to Achieve Both How the Recession Can Benefit First-Time Homeowners Understanding the Mortgage Industry during a Slow Economy 5 Qualifications for a Low Interest Home Loan 4 Mistakes to Avoid when Completing Your First Home Loan Application What to Look for in a Second Mortgage Lender The Risks of Purchasing a Home through a Mortgage Auction The Benefits of Buying a Foreclosure in a Mortgage Auction The Advantages of Being a First-Time Home Buyer The Benefits of a 20 Percent Down Payment for a House How to Identify Predatory Lenders The Consequences of Defaulting on a Second Mortgage What Happens when You Default on a Mortgage Loan? Debt-to-Income Ratio Explained How to Purchase Bank-Owned Foreclosures Requirements to Purchase a Short Sale The Effects of a Short Sale on Your Credit Rating Credit Union Mortgage: Alternative to Bank Mortgages Required Information for FHA Loans: Preparing Your Application Secured Your Lot Loan? The Next 4 Steps Do FHA Loan Foreclosures Differ from Conventional Loan Foreclosures? Finding Stated Income Loan Lenders 5 Tips when Completing a Manufactured Home Loan Application Disadvantages of Manufactured Home Loans Advantages of Manufactured Home Loans How a Recession Can Affect Your Home Mortgage Application Getting Mortgage Loan Approval During a Bad Economy How to Get the Best Lot Loan Rates 5 Factors Affect the Current Prime Rate Home Improvement Financing: Choosing the Best Option What is non-Judicial Foreclosure? How the non-Judicial Foreclosure Process Works Understanding Mortgage Loans for Teachers Reinstate a Mortgage in Default Status How Lenders Handle Mortgage Delinquency Loan Modification: 6 Tips to Increase Your Chances How Your Credit Card Balances Affect Your Mortgage Application Stated Income Loan Qualifcations and Requirements 3 Reasons to Avoid Blind Loan Modificiation The Problem with Do-It-Yourself Loan Modification Carryback Loans: Average Terms Where Are The Best Places To Find Carryback Loans? Foreclosing With A Carryback Loan: What Happens Next? Can I Get A Carryback Loan With Existing Debt? Carryback Loans: For Sale By Owner vs Real Estate Sellers Carryback Loans And Their Loan Repayment Schedules What Are Carryback Loans? Where Is The Best Place To Find A 80/20 Loan? What Are The Best Interest Rates for 80/20 Loans? 80/20 Loans: What Is The Best ARM Term Foreclosing A 80/20 Loan: What Happens Next? Home Loan Options for Borrowers with Low Down Payments How Non-Recourse Loan Laws Vary from State to State Fixed-Rate Bad Credit Construction Loans Step by Step The Disadvantages of Non-Recourse Loans Where to Get FHA Loan Information: 7 Reliable Sources The Advantages of Non-Recourse Loans Credit Requirements of Non-Recourse Loans What Are Foreclosure Loans? Risks of a Piggyback Mortgage Loan What is a Piggyback Mortgage Loan? Recommended Home Loans for Short Term Residents Foreclosure Loan Benefits Comparing Non-Recourse Loans and Recourse Loans Life After Foreclosure: How to Rebuild Your Credit 4 Benefits of Jumbo Loans The Risks of a Recourse Loan The Benefits of a Recourse Loan What is a Recourse Loan? The Pitfalls of Purchasing Foreclosed Homes Jumbo Loans: Risks and Dangers Can I Get A 80/20 Loan With Bad Credit? Do Non-Recourse Loans Provide Federal Tax Benefits? Identifying If You Have a Non-Recourse Loan Non-Recourse Loan Default: 3 Consequences Evaluating the Risks of Non-Recourse Loans Finding an Experienced Residential Construction Loan Expert Is Loan Prequalification Good Enough? The Effect of Increasing Foreclosures on the Mortgage Industry Using Personal Loans as a Down Payment for a Mortgage Recommended Home Loans for Long Term Residents What is a Lot Loan? Buying a Home After Foreclosure How Long Does a Mortgage Delinquency Stay on a Credit Report? Comparing Stated Income Loans to Full Documentation Loans What is a Bi-Weekly Mortgage? Disadvantages of a Bi-Weekly Mortgage What are Non-Recourse Loans? Consequences of Defaulting on a Recourse Loan Financial Hardship Assistance for My Mortgage Purpose of an Interest-Only Loan What are Wrap-Around Mortgages? Important Foreclosure Laws to Know Optimize Your Construction Loan: Lender Selection Essentials What is the Prime Lending Rate? Benefits of a Bi-Weekly Mortgage No Doc Home Equity Loans: Reviewing the Downside Applying for No Doc Home Loans: 3 Useful Tips FHA and VA Loan Pros and Cons What is a hybrid loan? Credit Score and Mortgage Qualification and Rate What is a Construction Loan? What is a Bridge Loan? Negotiationg Mortgage Loan Terms Benefits of Private Home Loan From Friend/Relative's Bank Finding Private Real Estate Loans For Investment Opportunities Finding a Good Mortgage Broker Selecting the Best Home Purchase Loan What is a Conforming Loan? How Predatory Lending Laws Help the Borrower What is a Loan Prepayment Penalty? Misperceptions of Interest Only Mortgages Second Mortgages and Home Purchases What is a No-Cost Mortgage? Interest-Only ARMs Interest-Only Loans: Past and Present What is a Portable Mortgage? Favoring an ARM Loan Favoring Balloon Mortgages What are Balloon Mortgages? What is a Workout Assumption? Vacation Home Mortgages Who Should Apply for 80/20 Loans? What is a Portfolio Mortgage? What is a Mortgage Buydown? Home and Investment Property Advice from Seasoned Borrowers 6 Questions to Ask a Loan Modification Attorney What is an Acceleration Clause? Using Multiple Home Loan Brokers Determining Wholesale Home Loan Rates Wholesale Mortgage Loan Lenders to Consider Adding a Borrower to an Existing Mortgage What Are 80/20 Loans? Tips for Buying a Foreclosure The Effect of a Home Foreclosure on Your Credit Report 3 Benefits of 80/20 Loans Purchasing a Short Sale: 4 Things You Should Know Who Benefits from a Stated Income Loan? 4 Dangers of Carryback Loans Dangers of a Wrap-Around Mortgage The Dangers of Stated Income Loans Avoiding Foreclosure: Short Selling on an Interest-Only Loan What are Jumbo Loans? A Guide to the FHA Loan Program FHA Loan Qualifications: A Self-Assessment How to Apply for an FHA Loan in 4 Easy Steps How to Recognize Foreclosure Rescue Scams Are 15 Year Loans a Good Idea? 4 Reasons a Mortgage Lender Would Be Recommended Why Does My Monthly Mortgage Payment Change? What are Conforming Loan Limits What to Include in a Financial Hardship Letter to your Mortgage Lender Interviewing Mortgage Lenders What is a Deed in Lieu of Foreclosure? What is a Short Sale? Working With Your Home Loan Mortgage Broker What is Judicial Foreclosure? How Moving Down Payment Money Around Can Affect Your Mortgage Application 4 Reasons Banks Reject Short Sales 4 Short Sale Mistakes Buyers Should Avoid What Happens to Equity During Foreclosure? Home Loans: How Much Can I Afford? Benefits of a Piggyback Mortgage Loan 4 Reasons to Use a Mortgage Broker Why Loan Preapproval Is the Way to Go What is a Loan Origination Fee? The Construction to Permanent Loan Application Process Explained Understanding Construction to Perm Loans 4 Types of Mortgage Lenders Explained 3 Options for Homeowners Experiencing Financial Hardship Why Bridge Loans are Risky 6 Reasons to Stay Away from Short Sales How the Recession Affects First-Time Home Buyers Comparing Mortgage Loan Prequalification and Preapproval Carryback Loans: Benefits and Positives Dangers and Pitfalls of 80/20 Loans Foreclosure Loan vs Loan Modification The FHA Streamline Loan and Conventional Refinancing Compared What is Predatory Lending? Can You Pay Off Mortgage Early? Comparing a Balloon Mortgage to an ARM HUD Home Improvement Loans for Disabled Persons Conventional and Owner Builder Construction Loan Interest Rates Compared 80/20 Loans vs Private Mortgage Insurance Getting a Low Interest Home Improvement Loan With Your Equity Secured Home Improvement Loans: Low Rates Through Collateral The Note Modification Home Construction Loan Financing Explained How to Conduct an Online Home Loan Comparison 2 Programs for Low Income Home Loans Finding Home Loan Information That's Current and Accurate Home Loan Preapproval Paperwork: A Few of the Documents You'll Need When to Consider Interest Only Home Loans Alternatives to Foreclosure Using a Second Mortgage for a Home Improvement Loan The Benefits of Finding a Home Improvement Loan Online 3 Home Improvement Loan Information Sources Construction Loan Brokers and Lenders Using a One Time Close Construction Loan to Finance Your Home Using Owner Builder Construction Loans to Replace Contractor Fees The FHA Loan Approval Process Simplified The Streamlined FHA 203k Rehab Loan for Do-It-Yourself Remodelers Title 1 FHA Home Improvement Loans Explained Determining the FHA Loan Amount Available to You FHA Loan Guidelines for Refinancing Inside FHA County Loan Limits: Should You Buy a Home Now? Researching FHA Loan Limits in Your Area Using a FHA Home Loan to Refinance Your Mortgage Home Improvement Loans for Do-It-Yourself Projects What is a Stated Income Loan? Can You Qualify for an FHA Loan With Poor Credit? Refinancing a Mortgage With an FHA Secure Home Loan Investment Mortgage Loans for Aspiring Developers Low Interest Home Improvement Loan: Getting Low Rates Five Essential Tips to Avoid Loan Modification Scams Stated Income Loans and the Potential of Fraud Building Credit for Mortgage Qualification FHA vs VA Loan: Side by Side 4 Advantages of Construction to Permanent Loans New Home Builder? Construction Loans to Consider Loan Amortization Explained Can My Rental History Affect My Mortgage Application? Disadvantages of Assumable Loans Benefits of Assumable Loans What are Assumable Loans? What is a Partially Amortizing Loan? What is a Fully Amortizing Loan? What is Negative Amortization? What is an FHA Loan? Subprime Mortgage Loans: 4 Pitfalls to Lookout For How Subprime Home Loans Can Help You Achieve Your Dreams Does the FHA Refinance Loans? How No Doc Mortgage Loans Benefit the Self-Employed Can You Qualify for a Home Improvement Loan with No Equity? What is an Interest-Only Mortgage? Avoiding foreclosure What is foreclosure? When Do My Mortgages Default? Will Bankruptcy Stop Foreclosure? What is Pre-Foreclosure? What is a Mortgage Reinstatement Period? What is a Blind Loan Modification? How to Evaluate Your Risk of Foreclosure Are 50 Year Mortgage Loans a Good Idea? Second Mortgage vs Home Equity Loan: Side By Side 5 Keys To Scoring Low-Rate Mortgage Loans Apply for a Second Home Loan Does a No Doc Mortgage Loan Really Exist? First-Time Home Purchase: Mortgage Loans For You Avoiding Mortgage Loan Fraud 40 Year Mortgage: Pros and Cons 2nd Mortgage Loans: 5 Things To Know Home Loan Debt Consolidation vs Home Equity Loans How to Get a Construction Loan with Bad Credit What is a Nonrecourse Mortgage? Convertible Adjustable Rate Mortgages Acceleration Clauses Defined What is a 2nd Mortgage? What is a No-Ratio Loan? What is a No-Income Verification Mortgage Loan? Temporary Buydowns Defined Are Mortgage Points Tax Deductible? What are Mortgage Points? What is Mortgage Modification? What is an Upfront Mortgage Broker? Qualifying for a Mortgage Modification Benefits of an Upfront Mortgage Broker Mortgage Closing Costs - How They are Calculated How Mortgage Modification Affects Your Home Equity Line When to Pay for Mortgage Points? Risks of Lying on a Stated Income Loan Application Temporary Buydown on an Interest-Only Loan Financing Mortgage Points - A Good Idea? How Negative Mortgage Points Work Dealing With Upfront Mortgage Brokers Calculate Mortgage Points Accurately FHA Loans: The Ins and Outs Negotiating Your ARM Mortgage Loan VA Construction Loans: Building Your Dream Home Inside the Home Owner Debt Consolidation Loan Process Aquiring an Investment Property With a Home Equity Loan How To Apply for FHA Loan Converting Your ARM Loan Rate to A Fixed Rate Your Investment Home: Avoid VA Loan Foreclosure Mortgage Broker or Loan Officer: Choosing the Best for You Mortgage Loan Broker: A No-Nonsense Guide Capturing a Home Improvement Loan After Mortgage Why a Home Improvement Loan is a Key Investment HUD vs. FHA Loans: A Side by Side Comparison Conventional or FHA Loan: Weighing Your Options How to Pay Option ARM Loans Which ARM Home Loan is Best For You? What an Option ARM Loan Can Do For You ARM Loans: The Benefits Construction to Permanent Loan Owner Builder Construction Loans Home Improvement Loans Offer Convenience What Is An Unsecured Home Loan? Getting a Consumer Mortgage Loan Benefits of a Second Home Mortgage Loan Getting Secured Home Loans Home construction loan mortgages Home Construction loans - Financing your dream Build Your Own House Using an Owner Builder Construction Home How To Get A Hard Money Construction Loan Which is best: HELOC, 2nd mortgage, or cash out refi? Why You Need Title Insurance and What It Should Cost Top 10 Home Buying Mistakes Top 5 Home Loan Scams What are reverse mortgages? What gets included in debt-to-income ratios? What happens when you skip a mortgage payment? What Is a Graduated Payment Mortgage? What is a Stated-Income Mortgage? What is a Sub-Prime lender? What is an Overage? Is it Time to Buy Your Dream House? What lies might I hear? Is my broker/lender ethical? What to do about bad servicing? Reverse Mortgages, Are They Right For You? Should I accept a loan with a prepayment penalty? Should unmarried partners buy a house? Spotting Predatory Lenders The Difference between Pre-qualification and Pre-approval How do I avoid getting taken at the closing? How do I cancel PMI? How do I choose an ethical subprime lender? How do I choose the best subprime loan? How do I compare loans? How large of a down payment should you make? How to Avoid Mortgage Foreclosure Scams How to Prepare Your Home for Sale How to Spot an Unethical Lender Consider an Energy Efficient Mortgage Do I have any recourse when my Good Faith Estimate" goes bad?" How can I avoid lapsed prices? How can I buy before I sell? Are brokers or lenders better? Are credit repair services worthwhile?