Do You Need a Title Insurance Lawyer?

Not everyone will need a title insurance lawyer. When you are purchasing title insurance, you may be able to simply contact an agent or broker or to use your existing insurance agent for the purchase. However, if there are complications with your title insurance, a title insurance lawyer will be the person to call. Complications may include the following:

  • Outstanding tax liens on the title--Named outstanding liens are not covered by insurance, which covers only unknown liens and disputes. If you are aware of any lien or dispute, you may want to consult a lawyer to determine if the purchase is risky as a result of the problem.
  • Nonexistent original title or title replacement--If you are purchasing an older home or older vehicle, you may learn the original lien is nonexistent and that the one you are receiving is a replacement. A title insurance lawyer may help you discover whether this replacement lien is viable in the state of your residence.
  • Title disputes--If you file a title insurance claim and are denied, a title insurance lawyer is the person to turn to. You can dispute the rejection to earn the money owed to you by the claim.