Can you get a wrap around mortgage with bad credit?

If you are concerned about qualifying for a wrap around mortgage because you have bad credit, you may not have much to worry about. A wrap around mortgage is a type of seller financing. This means that you will be working with another individual instead of with a traditional lender. In most cases, traditional lenders who are offering this type of financing do not have nearly as strict of standards as traditional lenders do. This means that you should be able to qualify for a wrap around mortgage even if your credit is not the best.