Car loans are reasonably short-term lending vehicles designed to help people purchase automobiles. A car loan can come from a number of different lending sources. The sources available can depend on the need for bad credit car loans or used car loans. It is also possible to sometimes refinance car loans to obtain a better deal. This is not uncommon when people make new car loans and discover they can get better terms elsewhere. The cost of borrowing associated with car loans can be impacted by a number of factors. The length of the loan in months, the interest rates involved and the amount of down payment can all affect costs.

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Bad Credit Car Loans

What are the requirements for receiving a bankruptcy car loan?

The first thing that you will need to do if you want a bankruptcy car loan is contact your bankruptcy trustee. The trustee is the individual appointed by the court to oversee your bankruptcy process. He or she will decide whether you can purchase a car. The next thing... »

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Car Loan

3 Reasons a 72-Month Auto Loan Is a Bad Decision

A 72-month auto loan can be a trap for the consumer. Many experts agree that entering into these loans is an unwise financial decision. Too often, this decision is made in the high-stress, high-pressure environment of an auto dealership. Purchasing a new car can be an exciting and emotional... »

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Car Loan Refinancing

How should you choose a company to refinance an auto loan you got with poor credit?

If you need to refinance an auto loan and have poor credit, you should choose a company that specializes in refinancing poor credit auto loans. Traditional lenders, such as banks, will not likely assist you with a low cost refinance unless your credit score is very high. For this... »

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Used Car Loans

5 Car Loan Tips for the Credit-Impaired

If you have bad credit, you can use a few car loan tips to help ensure a loan approval. Having less-than-perfect credit doesn't mean you can't get a car loan. It is a good idea to take some time, do some research and make sure you get a good... »

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