What You Can Find at Your Local SBA Office

Your local SBA office offers far more than advice on applying for Small Business Administration loans. You can also get advice on starting and operating a business as well as find programs targeting women and veteran owned businesses. The following information highlights the main offerings at your local SBA office.

Financial Help 

The Small Business Administration backs loans that are offered through private lenders, often allowing the loans to have more competitive interest rates. You must have been turned down by a traditional lender to apply for an SBA loan. Your local SBA office has a wealth of information you need to know before chasing financing for your small business. At your local SBA office you can learn about:

  • The SBA's many loan programs
  • Grants
  • Business finance basics
  • Equity capital and bonds

Business Advice

The Small Business Administration offers three main programs to help you learn the basics of starting a business, develop knowledge about growing your business and finding opportunities for women-owned business. These at your local SBA office are:

  • SCORE - The Service Corps of Retired Executives is staffed by successful, retired business people from your community who can direct your to important resources, advise you on next steps for your business and serve as a mentor as you star out. These volunteers donate their time to help you succeed.
  • Small Business Development Centers - This is a joint effort of the SBA and local educational and business communities in your area. This is a one-stop location for education, advice and resources to grow your business.
  • Women's Business Centers - The Office of Women's Business Ownership is a nationwide linking of resources with the aim of helping women - particularly those classified as disadvantaged - to start businesses and be successful.

Targeted Programs

Your local SBA office has programs specifically designed to help minority, disadvantaged and other niche business owners. Beneficiaries of these programs include women, Native Americans, veterans, young entrepreneurs, those suffering under an "opportunity gap," those over 50 years old, Spanish speaking entrepreneurs and those focused on international business.

Getting Business

The U.S. government has rules to follow when it offers contracts for anything from construction projects to grounds care at federal facilities. In many contracts, preference must be given to qualified small businesses. The SBA office in your community is designated as the entry point for small businesses to learn the ins and outs of federal contracts, to learn of available federal contracts and to apply for them.

Disaster and Legal Help

Your local SBA office also offers small business owners, homeowners and renters advice and resources in the case of natural disaster or major accidents. The Disaster Relief office of the SBA offers education as to what programs are available and help with applying for relief.

Legal programs at your SBA office include help with the appeals process if you believe you were unfairly turned down for SBA resources, a law library, access to the SBA national ombudsman and small business advocacy.