How do you qualify for an SBA Disaster Loan?

In order to qualify for an SBA disaster loan, you will have to have a credit score that is acceptable to the SBA. In addition to that, you will need to be able to show that your business makes enough revenue to repay the debt at some point in the future. For physical loss loans over $14,000, you will also have to be able to put up some type of collateral. Any working capital loans over $5000 will also have to have collateral in order to get approved. You also have to be in an area that is classified as a natural disaster area.