Can you get a surety bond with bad credit?

A surety bond is not often issued to a person with bad credit. It is a promise from a third party that you, the borrower, will repay your debt to a lender. The third party has a lot at stake if you default; it will have to repay your debt for you. Since the third party, also called the surety, is taking on a large risk, it will do so only if it has reason to believe that you will repay your loan. This will not typically happen for a borrower with bad credit. An exception may occur if the loan size is far smaller than you could reasonably afford, making it very unlikely you will miss a payment.