Smart Borrower Blog

Foreclosure Activity Up 81 Percent in 2008


Jan 21st, 2009 @ 10:16 AM by Amber Nelson


The number of foreclosure filings during 2008 shot up 81 percent over the previous year, according to foreclosure data company RealtyTrac Thursday. That growth accounts for at least one foreclosure filing notice for one out of every 54 American households. Filings include default notices, auction sales, and bank repossession notices.

“Clearly the foreclosure prevention programs implemented to date have not had any real success in slowing down this foreclosure tsunami,” James J. Saccacio, chief executive officer of RealtyTrac, said in the report. State legislation that slowed down the onset of new foreclosure activity clearly had an effect on fourth-quarter numbers overall, but that effect appears to have worn off by December.”

“The recent California law,” Saccacio added, speaking of the state’s foreclosure restrictions, “much like its predecessors in Massachusetts and Maryland, appears to have done little more than delay the inevitable foreclosure proceedings for thousands of homeowners.”

Regionally,  Nevada was the state with the highest foreclosure rate with one of every 14 households receiving some sort of foreclosure notice during the year. The next highest rates were attributed to Florida with 4.52 percent, Arizona at 4.49 percent, and California with 3.97 percent.

California, however, had the largest total amount of foreclosure filings with 523,624 properties being served notices. The Stockton, California metropolitan area also had the highest foreclosure rate of any of the top 100 areas in the nation with 9.46 percent.

The nation’s foreclosure rates have jumped, in large part, due to falling home prices and tighter mortgage lending restrictions. One bright spot on the horizon is that long-term interest rates have fallen to their lowest point on record during the past month, potentially making it more attractive and affordable in terms of home buying and refinancing.

Some, including those at RealtyTrac, are not so positive about the housing market situation. Commenting on the the record 303,410 foreclosures in December 2008 alone, RealtyTrac senior vice president Rick Sharga said, “That was a surprise. These filings came despite (foreclosure) moratoriums. There was no way we were expecting a near-record month, and I believe January will be a record-setting month. We’re in for a very difficult year.”

Appetite Suppressant Phentermine
Hallandale Florida Pharmacies Selling Phentermine
Buy Money Order Phentermine
Diet Drug Phentermine Always Health Com
By Phentermine
Order Phentermine With C O D
Adipex Meridia Phentermine Xenical
Phentermine With Online Consultation
Buy Phentermine Lowest Price No Doctor
Online Overnight Phentermine Prescription
3 58 Online Phentermine Purchase
Drug Phentermine Screening
Ephedra In Phentermine
Phentermine 37.5 Mg No Prescripton
Buy Phentermine Prescription Online Pharmacy
Buy Phentermine Online With Check
Phentermine Manufacturer China
Phentermine Rush
Phentermine Cheap Online
Bogus Phentermine Websites
Phentermine Doctors In Atlanta
Is There A Generic For Phentermine
Drug Resource Center Phentermine
Phentermine No Rx Fast Shipping
Drug Phentermine The Offical Site
Cheap Phentermine From Fda Approved
Phentermine Online Pharmacy No Prior Prescription
Phentermine And Potassium
Phentermine And Libido
Phentermine And Adipex-P
Adipex Vs Phentermine Purephentermine
Online Pharmacy Phentermine Low Cost
Cheapest Phentermine Pills
Buy Phentermine In U S Pharmacy
Phentermine Ingredients Pharmacy Discounter
3b Phentermine
Cheap Phentermine Prescriptions
Discount Phentermine Without Physician
Lowest Price Phentermine Without Prescription
No Prescripton E Pharmacies Phentermine
Phentermine Online No Prescription Pharmacy Online
Cheap And Fast Phentermine
Phentermine Delivered On Saturday Florida
Heart Problems Related Phentermine
Phentermine Cheap Diet Pills
Weight Loss Escondido Ca Phentermine
Buy Phentermine 37.5 Free Ship
Phentermine Online Phentermine Online Cheap Phentermine
Your Phentermine
Phentermine Online In Us
Cardizem Cd Phentermine Actos Phentermine Imitrex
Generic Form Of Phentermine
Doctors Prescribing Phentermine In Nj
Information Meridia Phentermine Xenical
Consumer Reports Medical Guide Phentermine
Buy Cheap Phentermine Usa Only
Phentermine Acta
Pravachol Phentermine Pet Pharmacy
Phentermine Metabolite
Phentermine 130
Information About Buy Keyword Phentermine Where
C O D Phentermine 37.5 Online
No Prescription Phentermine 15mg
Fed Ex Phentermine
Phentermine Fast Weight Loss
Phentermine And Soma Online Pharmacy
Phentermine Online No Perscription
Phentermine London Discreet
Cool Online Phentermine Stuff Yo
Generic Brand Phentermine
Pakistan Phentermine Karachi
Phentermine Online Consultation 93
Phentermine Hci Online Without Prescription
Medicine Cause Tendinitis Phentermine
Phentermine Adverse Effects
Purchasing Phentermine
Phentermine Online Purchase
180 37.5 Phentermine
Adipex Ionamin Meridia Phentermine Weightloss
Phentermines Sales
Phentermine 30mg Capsules Identify
Contents Of Phentermine
Phentermine No Prescripti Phentermine Obesity Phenermine
What Is Phentermine 30mg
Buy Phentermine Online With A Mastercard
Hydrocodone Symptom Withdrawal Buy Phentermine
Discount Phentermine No Doctor
Greek Phentermine
Refill Online Prescription Phentermine
Phentermine Buy Online With No Prescription
Order Phentermine Pharmacy Online
Phentermine Tramadol Viagra Adipex
Phentermine No Prescriptions Sat Delivery
Nrop Phentermine Cod
Phentermine That Works
Buy Cheap Phentermine 37.5mg Capsules
Phentermine 89
View Pictures Of Phentermine Diet Pills
Adipex Phentermine Cheap
Drug Phentermine
2003 Daily Feb Online Phentermine Statistics
Phentermine Overnight Phentramine
Prescription Drug Index Phentermine
Phentermine Discount Us Pharmacies
Compare Phentermine
Phentermine Adipex Ionamin
Phentermine Anorexia
Phentermine Laws
Order Phentermine Online Use Mastercard
Phentermine Offshore No Prescription
Nrop Selling Phentermine Busted
Phentermine Consultation No Prescription Required
Where To Buy Phentermine Without Prescription
Adipex Phentermine Vs Diet Ephedrine Phentermine
Online Pharmacy Phentermine Xenical Meridia
Best Online Pharmacy With Phentermine Chat
Phentermine Pravachol
Cheap Phentermine Without Membership
Phentermine W Online Consultation
Heart Problems Phentermine
Fake Phentermine Tablets
Loss Phentermine Pill Weight
Order Prescription Phentermine Without Prescription
Phentermine Cause Birth D
Phentermine Eon Labs Buy Online
Phentermine Without Prescription E-Check
Diet Phentermine
Which Phentermine Is For Me
Medicinenet Phentermine
Online Evaluation For Phentermine 37.5 Mg
Cheap 37 5 Phentermine Rx
Phentermine By Phone No Pres
Us Based Online Pharmacy Phentermine
Phentermine With Out A Prescription
Adipex Diet Phentermine Pill
Order Phentermine High Quality Pharmacy Index
Buy Phentermine Cheap No Doctor
Phentermine Prescription No Consultation Herbal
Image Of Phentermine 37.5mg
Adipex Cod Diet P Phentermine Pill
Phentermine Obesity
Cheap Phentermine Purephentermine
Cheap Phentermine Through Lighthouse
Overnight Phentermine Us Pharmacy
Phentermine With Out Doctor
Phentermine And Ocular Hypertension
Phentermine Cod Ordering
Phentermine Diet Pill On Line
Phentermine Eastern Carolina
Phentermine And Hypothyroid
Phentermine No Prescription Worldwide Mastercard
Phentermine Without Prescription And Fedex
Cheap Phentermine Phentermine Phentermine Diet Pill
Buy Viagra Phentermine Meridia Adipex Xenical
Phentermine Pills Break In Half
Where Can I Order Phentermine
Phentermine Online Consult Rx
Buy Phentermine Online Usa Best Pharmacy
Discount Phentermine Get It Cheapest Phentermine
Phentermine Online And 90
Phentermine Posts
Find Cheap On Line Phentermine Pills
Cheap Non Prescription Phentermine
Order Yellow Phentermine Without Prescription
Is Phentermine Also Called Speed
C D O Phentermine
Phentermine Induced Psychosis
Drug Loss Phentermine Weight
Phentermine Sales
Phentermine Chat Room
Phentermine Federal Express
Cheap Phentermine Yellow Us Licensed Pharmacies
Non Perscription Cheap Phentermine
Loss Loss Phentermine Weight Weight
375 Mg Phentermine Rss Feed
Pravachol Actos Phentermine Actos Tysabri
Phentermine Diet Adhd Pill
Phentermine Oral Vs Phentermine Resin
Phentermine 37.5 Mg 90 Count
Legal Shipping Phentermine
Order Phentermine Cheap
Phentermine Erection Adhd
Phentermine No Script Purchase
Phentermine Online At The Medications Country
Illegally Buying Phentermine Online
Get Prescription For Phentermine On Line
Phentermine Fedex No Prescription
Phentermine Rx Online Consult
Phentermine Onling No Prescription
Buy Phentermine With Saturday Delivery
Doctors Consultant Phentermine Diet Pill
Phentermine No Prescription Medipharm
Phentermine No Prescription Fedex Delivery
Phentermine Free
Leptoprin Meridia Phentermine Healthboards Bulletin Board
Phentermine Phentermine No Prescription Cheap Phentermine
Cheap Phentermine No Prescription No Consultation
Ionamin Phentermine
Phentermine V 50 30
Cheap Phentermine Without Prescription No Prescription
Sliming Sources Phentermine
Best Site For Phentermine Prescription
Purchase Phentermine In Florida
Weight Loss Pills Phentermine
37.5 Phentermine No Prescription
Buy Onlinecom Phentermine
Doctors Pharmacy Phentermine
Phentermine La
Phentermine 37.5 Blue White
Phentermine 37 5mg Expiration Date
Phentermine Online With Mastercard
Phentermine With Immediate Shipping
Phentermine Information Use Effects
Effects Phentermine Psychological Side
No Prescribtion Phentermine
Cheap No Rx Phentermine
Finding Cheap Phentermine
Best Prices For Phentermine Approved
Phentermine Tiredness
Buy Phentermine From Study Trial
Candanian Phentermine
Cheap Phentermine Phentermine Cheap Phentermine
Depression Partum Post Phentermine Diet Pill
Buy Online Phentermine Diet Phentermine Pill
Frontier Pharmacy Phentermine
Phentermine Without Prescription U S Pharmacy
Buy Phentermine Adipex P
Phentermine 37.5 No Prescription Mexico
Phentermine Without Rx To Order Online
Phentermine Medicine
Phentermine Overseas
Phentermine 37.5 Without Prior Prescription
Low Carb Dieting Phentermine Diet Pill
Phentermine Broker Online
Phentermine 37 5mg 79
List Sites That Sell Phentermine
Buy Cheap Name Phentermine Site
Phentermine Price
Prescribing Phentermine Weightloss
Pills Phentermine Fear Pills
Phentermine Official Web Site
Phentermine Rx Purchase Online No Hassel
Phentermine No Appointment
Phentermine And Diabetes
Buy Phentermine Through Online Pharmacy
Lannett Phentermine
Phentermine Percriptions
Phentermine Blue Capsules 30mg
Phentermine 37 5mg Without Prescription
Buy Phentermine Online Frequently Asked Questions
Online Phentermine Money Orders
Diet Pill Phentermine Huge Discounts
Buy Phentermine Mg Online
Online Pharmacies Phentermine Xenical Meridia
Phentermine Generics Online Overseas Pharmacies
Phentermine Onlien
Order Phentermine No Primary Care Physician
Get Phentermine Consultation
Best Phentermine Pharmacies
37.5mg Phentermine No Doctor
Phentermine Free Consult Overnight
Phentermine Diet Drug
Phentermine Without A Prior Doctors Prescription
Phentermine Side Effects Purchase Phentermine Phentermine
Order Phentermine Fedex
Phentermine No Prescription Required In Stock
Phentermine Free Doctor Consultation
Adipex Phentermine Guaranteed Lowest Prices
Low Cholesterol Diet Phentermine Diet Pill
Cheap Phentermine No Script
Kidney Cancer Phentermine Diet Pill
Cause Rebound Weight Gain Phentermine
Phentermine Direct No Clubs
Case Eon Lab Liability Phentermine Product
History Of Phentermine
Online Consulatation For Phentermine 37.5 Mg
Cheap Phentermine Offer Cod
Phentermine No Dr Note
Overseas Phentermine
Online Phentermine Next Day No Script
Phentermine Sustained Release
Phentermine Buy Cheap Phentermine Pills Online
Discount Phentermine Online 32
Phentermine Overnight Discover Credit Card
30mg Blue Capsule Phentermine
Free Shipping With Phentermine Order
37.5 Phentermine Online Consultation
Phentermine Online Prescriptions Us Licensed Pharmacies
Online Phentermine Xenical
Canadian Perscription Drugs Phentermine
Phentermine C O D Tomorrow
Phentermine By Phone
Phentermine Pay With E-Check
Diet Diet Phentermine
Price Comparison Phentermine
Buy Fastin Phentermine No Perscrptions
No Rx For Phentermine
Buy Phentermine E-Check
Phentermine Blue Clear No Doctor Call
Price Compare Phentermine No Prescription

About Amber Nelson
Amber Nelson is a seasoned mortgage industry writer and a regular contributor to Loan.com and Mortgage101.com.

Comments are closed.