Smart Borrower Blog

Archive for July, 2007

Recent Rumblings from Wall Street – What They Mean to You the Mortgage Holder

If you’ve followed the financial news lately you’ve probably heard some rumblings about how companies like Standard & Poors, Moody’s and Fitch have updated the way they value and rate subprime mortgage securities held by investors.  The changes in their valuation models have drastically reduced the value of the loans that make up these securities […]

Protect Yourself from Mortgage Rip Offs: Know the Rules of the Game

It’s amazing how many people enter the loan process to purchase a home or refinance their current mortgage with out being properly prepared to manage the transaction. They begin the process with little more than an impulse. This leaves them with little foundation for negotiation and makes them a prime target for unscrupulous lenders. By […]

About RSS

What Is RSS? RSS stands for Really Simple Syndication or Rich Site Summary. When you subscribe via RSS, you’ll receive a list or ‘feed’ of information and links to recently published web content through an application called a feedreader. The RSS feed enables you to view new content on your favorite websites with ease. Understanding […]

What is a Pay-Option Loan?

Everyday, I come across a new news article talking about the impacts of pay-option loans on home owners. These loans, also called negative amortization loans, provide home owners with a monthly payment option that is less than the amount of interest charged for borrowing the money each month. Because monthly payments are less than the […]

Welcome to the Mortgage Mentor Blog

Our mission is to give you “The Truth About Loans.” Clear-cut, simple, unadulterated truth. With every post, we bring you tools and advice that help you get the best possible mortgage loan.

Contributors

Alden Smith Alden Smith is an award winning author, expert researcher and avid blogger who has been writing for over 50 years. He now writes exclusively for the web and has been working online as an internet marketer for 8 years. In the pursuit of informing his reading public, Alden comes at consumer advocacy naturally. […]