Truth About Loans : Lending Research Library
Find answers to the questions that matter most here in the Truth About Loans research library. Get started by browsing the topics below, then click the topic to view related articles.
Choosing a Loan
Understanding Your Credit Score
Refinancing
Best Loan Type For You
Buying a House
The Art of the Down Payment
Understanding Types of Loans
HELOCs, 2nd Mortgages, and Cash Outs
Understanding Commercial Loans
More
Choosing a Lender
Brokers vs. Lenders
Choosing an Ethical Lender
Getting The Best Deal
Getting Closed on Time
More
Blemished or Bad Credit
How Bad Is It?
How Do I Improve It?
Choosing an Ethical Subprime Lender
Choosing a Subprime Loan
More
Featured Article
5 Tips That Will Lower Your Homeowners Insurance Costs
We are all looking to save more money these days. Besides cutting coupons, carpooling, and other common cost saving ideas, many people fail to recognize savings on their homeowners insurance policies. There are simple things you can do to save on your homeowners insurance policy.1. Save Up to 25% by Raising Your Deductible
According to the Insurance Information Institute (III), if you can afford to raise your deductible to $1,000 from $500, you may save as much as 25% on your annual premium. Remember, homeowners insurance is not intended for small fix-it claims, therefore, the benefits of a lower deductible can be quickly dissolved by the higher rates that you will experience after making such claims.