THE TRUTH ABOUT LENDING IS HERE Loan.com

Student loans are lending vehicles designed to fund the pursuit of higher education. While student loan rates tend to be set low by design, it does pay to explore both private student loans and federal student loans for the best possible offers on an individual basis. Options exist in both arenas for bad credit student loans, as well. Repayment of student loans tends to come after graduation in most cases. Borrowers can get an idea of what their repayment schedule will be like by taking advantage of student loan calculators that estimate monthly payment amounts. If the pricing turns out to be too high, student loan consolidation might be worth exploring.

Federal Student Loans

The Direct Loan Standard Repayment Plan Explained

A federal direct loan helps cover the cost of undergraduate or graduate tuition. The cheapest direct loans go to the neediest students, but even higher income students will qualify at times. These loans come with four repayment options: standard, extended, graduated and income based. The standard repayment plan is... »

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Private Student Loans

What Happens to Your Private Student Loan when the Lender Changes Ownership?

It is common to find a lender changes ownership during the course of an active loan. Ownership changes most commonly occur when two lenders merge. However, lenders may change ownership if the original lender fails, becomes insolvent or declares bankruptcy. Whether a bank fails or a lender merges, the... »

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Student Loan

Getting Student Loans Consolidated with the Best Interest Rates

Getting your student loans consolidated is one of the most critical things that you can do after college. Instead of making multiple payments to multiple lenders, you should most likely try to get them consolidated into a single loan. In most cases, you only do this once in your... »

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Student Loan Consolidation

The Disadvantages of Student Loan Consolidation

Student loan consolidation allows you to combine multiple loans across terms or years into one, easy to manage loan payment. Most borrowers find this option much less stressful than paying off each loan individually, and it can often present a cheaper method to pay off college. Despite these key... »

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