What are the drawbacks of a 100 LTV home equity loan?

One of the biggest drawbacks of a 100 LTV home equity loan is that you may be stuck in the house after you get the loan. If the value of your property falls at all, you will owe more money than your house is worth. This could force you to stay in the house until the property value comes back up again. If you need to move suddenly, this can be a huge burden, and you might decide to walk away from the mortgage and the home equity loan because of your need to move to another area.