Mortgage refinancing involves taking an existing home loan and rolling it into another one. Refinancing is generally pursued by homeowners for a number of reasons. In many cases, refinancing can result in a better deal for the homeowner, but it can sometimes have pitfalls. Homeowners seek out mortgage refinancing to help them lower their interest rates, transform an adjustable rate mortgage to a fixed or even to extend the terms of their loans to lower payments. Sometimes refinancing is undertaken to consolidate debt by levering equity. When homeowners do this to pay down debt and then fall back into it, they can find themselves overextended.
How the Home Affordable Refinance Program (HARP) Can Help Home Owners
The Home Affordable Refinance Program, otherwise known as HARP, is a program designed by the Obama administration to rescue the housing market and start... »
What is the Home Affordable Refinance Program (HARP)?
The Home Affordable Refinance Program is a government program that is designed to help homeowners that may be unable to refinance through traditional methods. When... »
3 Situations when Cash Out Refinancing is a Bad Idea
Cash out refinancing can be a useful tool to use if done properly. You can consolidate debt, add on to your existing house, and... »
Refinancing in a Bad Economy
Refinancing in a bad economy is usually a little different than when the economy is running smoothly. The process, the benefits, and the likelihood... »
Recent Articles about
Mortgage Refinancing
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- What is the Home Affordable Refinance Program (HARP)?
- 3 Situations when Cash Out Refinancing is a Bad Idea
- Refinancing in a Bad Economy
- Deciding on the Right Time to Refinance?
- How to Refinance a Subprime Mortgage Loan
- How to Refinance a Joint Mortgage
- 3 Mistakes First Time Homeowners Make when Refinancing
- Should You Pay Off Student Loans when Refinancing Your Home?
- 3 Situations Cash Out Refinancing is a Bad Idea
- Refinancing Home Loans in the Current Economic Climate
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- Home Mortgage Advice for Owners Looking to Refinance
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- How the Home Mortgage Refinance Rate is Affected by the Slow Economy
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- 2nd Mortgage Loans
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- Qualifying for a Cash-Out Refinance with Bad Credit
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Home Loans
- 4 Reasons to Choose Loan Modification over Bankruptcy
- When Adjustable Rates are Beneficial
- How a Slow Economy Affects Mortgage Refinance Rates
- What Happens to Your Mortgage Loan when the Lender Changes Ownership?
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Student Loans
- Getting Student Loans Consolidated with the Best Interest Rates
- What Happens to Your Private Student Loan when the Lender Changes Ownership?
- Comparing Your Student Loan Repayment Options
- What is the Student Loan Forgiveness Program for Teachers
- Student Loan Repayment: What is Military Service Deferment?