A home loan is lending vehicle pursued by individuals who are intending to either purchase or improve real estate. There are a number of different home loan choices that can be applied for, depending on personal circumstances. Each type of loan will cost borrowers money in the form of interest during the repayment process. In most cases, a home loan is written for a term of 30 years with interest payments capitalized over the course of the term. Loans for homeowners range from those designed to nearly or totally fund a purchase to equity loans that can help a current homeowner make repairs, consolidate debt or pay for other pursuits.

Short Sale and Foreclosure Compared

If you are trying to decide between a short sale and a foreclosure, there are many details that you need to pay attention to.... »

How Long Does Homeowners' Title Insurance Last?

There are two types of homeowners' title insurance. One protects the mortgage company, and the other protects the homeowner. The amount of coverage and... »

How to Get the Best Construction Loan Rates

The key to getting the best construction loan rates lies in choosing the best loan option for your situation. You have choices between a... »

2 Reasons Hard Money Construction Loans Are a Bad Idea

A hard money construction loan is often an easy and quick way to obtain financing. As with most things in life, the easy and... »

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