Federal Loans are fully backed by the Federal Government of the United States. These loans can be granted by different federal agencies including the Federal Housing Administration (FHA) and the Veteran Affairs (VA) agency.

FHA Loan Requirements

FHA loan requirements are as stringent as the most discerning lender's. Many people are confused in thinking the FHA will guarantee a loan to... »

VA Loans: Credit Problems that Could Be Roadblocks in Approval

When you apply for a mortgage guaranteed by the VA, credit history plays an important part in the loan decision. The VA generally requires... »

Minimizing VA Closing Costs

It is important to understand how to minimize VA closing costs if you are a military member trying to decide on the amount of... »

Valid VA Loan Properties

If you are a qualified member of the military and you are interested in purchasing a new home, there are several types of VA... »