Small business loans are any type of lending instrument that facilitates the creation, expansion or operation of a corporate venture. This type of funding can range greatly in type, terms and even the sources for obtaining financing. In most cases, small business loans are granted by banks, credit unions and private lenders that receive banking from the U.S. government through Small Business Administration programs. The cost of financing will depend on the principal amount, the interest rate offered and the term in length of months or years involved with the loan.

4 Questions to Ask Your Small Business Lender

The best time to ask your small business lender questions is before you sign anything. It is important to know exactly what your commitments... »

Small Business Capital: Financing Options

One of the leading reasons that 50% of small businesses fail within the first five years is due to inadequate capitalization. This can be due to a misjudgment... »

Federal Grants for Small Business: How to Apply

Applying for federal grants for a small business is a challenge for many entrepreneurs. The process can be long and tedious, but extremely rewarding.... »

Can you get a merchant loan with bad credit?

You should be able to secure a merchant loan even if you have bad credit. The merchant loan approval process is generally not based... »

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