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3 Factors that Contribute to Fluctuating Interest Rates on Student Loans

3 Factors that Contribute to Fluctuating Interest Rates on Student Loans

Your personal credit score is only one factor that will contribute to fluctuating interest rates on your student loan. There are other factors that are beyond your control that will also have an effect on the rates you receive....

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Smart Borrower Blog

Will FHA Mortgages be the Next Mortgage Crisis?

Federal Housing Administration-backed mortgages are now the next market crisis waiting to happen, according to home builder Robert Toll, CEO of Toll Brothers Inc, the nation’s largest luxury builder. “Yesterday’s subprime is today’s FHA,” Toll said today at a New York builders conference. “It’s a definite train wreck and the flag will go up in the... »

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  • How to Identify a Debt Relief Scam

    Debt relief companies are everywhere these days. While some of these companies are reputable and helpful, others offer nothing but a debt relief scam. If you are considering using a debt relief company, it is critical that you stay... »

  • 3 Alternatives to Filing Bankruptcy

    Filing bankruptcy is a decision that will impact your personal and financial life for many years. It is a legal system put in place to protect you as a last resort. If you qualify for total liquidation and debt... »

  • 5 Tips to Keep Credit Card Spending Under Control

    Credit card spending is a large financial problem faced by many individuals. It is said that the average American household has over $8000 in credit card debt, and the number is growing. Getting your credit card spending under control... »

  • 4 Things that Can Go Wrong with a DIY Bankruptcy

    A DIY bankruptcy, or do it yourself bankruptcy, can provide you with the ability to completely pay off your debts without getting the courts involved. Essentially, you put yourself through the bankruptcy process and liquidate assets to pay-off loans.... »

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